On 7 Sep 2020, at 23:38, Andy Smith
<andy(a)bitfolk.com> wrote:
So, I shall ask all of you, how would you expect it to work?
a) As soon as a mandate is authorised, just charge all existing
invoices immediately
Very tempting. Very simple. I fear there will be at least one
person that will claim they never expected that to happen, and a
returned Direct Debit has caused them to incur an eleventy
billion pound penalty charge from their bank, their mortgage
payment got rejected, and now there are men outside in shiny
leather jackets.
b) As soon as the mandate is authorised, if the customer has
existing invoices that are unpaid, there is a very noticeable
message on the screen like:
You seem to have unpaid invoices:
#41234 £107.88
#41239 £1.92
Pre-existing invoices won't be automatically submitted for
payment by Direct Debit. You can <a href="…">pay them
now</a>
by a one-off Direct Debit or any of our other supported
payment methods.
I like (b).
I am open to other ideas if you have any. I can't really think of
any.
c) You put a flag on all accounts preventing setting up a Direct Debit if there are
outstanding invoices. This forces action by the user either to pay all invoices then set
up a DD, or call you to have the flag removed and pay everything by DD. Either way the
user should be in no doubt about what happens as a result.
Andy, I really appreciate your attitude towards customers, but sometimes I think you do
try too hard. If a user has ignored repeated warnings then it’s really not your problem
to fix. (Assuming the warnings were actually sent… :P (That was a bit mean, sorry.))
Regards,
Chris
—
Chris Smith <space.dandy(a)icloud.com>