Hello,
Anyone got any experience integrating with a payment service
provider basically from scratch? i.e. to take credit/debit card
payments directly from the web site.
Protx[1] looks good, but requires a merchant account and Bitfolk does
not have one. Bitfolk's bank, Abbey, is not one of the ones listed
and after having a look through the sites of the ones that are,
getting an account seems costly and painful.
Worldpay[2] seems to offer to do the lot end to end, but for a high
fee. From what I can see they want 4.5% + £0.06 per transaction.
The average[3] transaction Bitfolk makes is £27.04, the mode[4] is
£8.00 and the median[5] is £16.00.
Danger, ASCII art approaching..
+--------------------+--------------+--------------------------+
| Payment | Transaction | Cost to process |
| method | fees +---------+-------+--------+
| | | Average | Mode | Median |
+--------------------+--------------+---------+-------+--------+
| BACS | £0.00 | £0.00 | £0.00 | £0.00 |
| Paypal | 3.4% + £0.20 | £1.12 | £0.47 | £0.74 |
| Google | 1.5% + £0.15 | £0.56 | £0.27 | £0.39 |
| Worldpay | | | | |
| (UK debit) | £0.56 | £0.56 | £0.56 | £0.56 |
| (everything else) | 4.5% + £0.06 | £1.28 | £0.42 | £0.78 |
+--------------------+--------------+---------+-------+--------+
Protx does not appear to have any transaction fees of its own for
the Small Business plan, just £20/month flat fee. Operating a
merchant account may have separate fees however. Most of the banks
seem to be keen to push their own PSP services which look quite
costly. I'm finding it hard to find information for just the basic
merchant account such that Protx could be used.
Worldpay also costs £30/month on top of the transaction fees. If
there is no other easy option then I would probably implement
Worldpay, but would have to pass the costs on. Likewise for
anything else that ends up more costly than Paypal.
So, anyone got any other recommendations?
I'm not bothered if the solution needs to redirect the customer to
the PSP's own web site as long as it actually is secure and has
enough of an API to make a basic shopping cart site with it.
Cheers,
Andy
[1] http://www.protx.com/packages_hiw_website.asp
[2] http://www.worldpay.com/business/content.php?page=pricing2&c=UK
[3] http://en.wikipedia.org/wiki/Arithmetic_mean
[4] http://en.wikipedia.org/wiki/Mode_(statistics)
[5] http://en.wikipedia.org/wiki/Median
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http://bitfolk.com/ -- No-nonsense VPS hosting
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Hi,
There appears to be a widespread aircon failure in Telehouse
Docklands where all of Bitfolk's servers are hosted. At least two
suites are affected, with ambient temperature now over 38 degrees C.
This has been reported upstream of course and I will let you know
when I have more information.
If it gets much worse it may become necessary to shut things down
to prevent damage. I hope it will not come to that.
Cheers,
Andy
--
http://bitfolk.com/ -- No-nonsense VPS hosting
Encrypted mail welcome - keyid 0x604DE5DB
Hi Jan,
I hope you don't mind me posting this back to the list. I got the
feeling you intended it to go there.
On Fri, Nov 14, 2008 at 12:00:26PM -0000, Jan Henkins wrote:
> I've had a play with CaCERT's stuff (free, see http://www/cacert.org)
> which do work well enough not to upset FF3, at least as far as I can see.
> Only downside is all certs they give out has a default expiry set to 6
> months, which can be a bit of a pain. Have you tried this route?
CAcert's root certificate is not present in Mozilla Firefox yet so I
don't know how it is working for you, unless you have told your
Firefox to import it or else your OS packaged it.
See: http://wiki.cacert.org/wiki/InclusionStatus
Note the lack of inclusion for Internet Explorer, Mozilla Firefox or
Safari.[1]
What percentage of hits to {lists,panel,tools}.bitfolk.com do you
think come from Debian / Ubuntu / Gentoo / CentOS / Mandriva desktop
users?
Cheers,
Andy
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http://bitfolk.com/ -- No-nonsense VPS hosting
Encrypted mail welcome - keyid 0x604DE5DB
[1] I'm not criticising CAcert; I believe their goal is impossible.
I'm just stating reality.
Hi, in case you have noticed some certificate changes:
https://panel.bitfolk.com/ got a new SSL certificate of the type
that costs money and Firefox likes, as opposed to the ones that are
free and it doesn't which is what it had before.
After some complaints I also converted http://lists.bitfolk.com/ to
https, again of the pay-so-we-like-it variety.
Cheers,
Andy
--
http://bitfolk.com/ -- No-nonsense VPS hosting
Encrypted mail welcome - keyid 0x604DE5DB
It only took 2 mins, cheers mate! FFmpeg successfully installed, aint Debian etch great?
Thanks again.
> From:: Hugo Mills <hugo-bf(a)carfax.org.uk>
> To: ludo1960(a)lycos.co.uk
> Subject: Re: [bitfolk] ffmpeg
> Date: Sun, 9 Nov 2008 12:40:28 +0000
> On Sun, Nov 09, 2008 at 01:31:14PM +0100, ludo1960(a)lycos.co.uk wrote:
> > <html><head><style type="text/css">body{font:12px
> Arial;margin:3px;overflow-y:auto;overflow-x:auto}p{margin:0px;}blockquote,
> ol, ul{margin-top:0px;margin-bottom:0px;}</style></head>
> >
> > <body><div style="display: block; font-family: Arial; font-size:
> 12px;">Hello Bitfolkers,<br><br>I want to install ffmpeg on my debian etch
> server, a quick google tells me this is a nightmare!<br>I've tried
> searching <a target="_blank"
> href='http://packages.debian.org/stable/'>http://packages.debian.org/stable/
> </a> but the site is currently unavailable. I was just wondering if any of
> you guys had any success and or tips for installing
> ffmpeg?<br><br>Cheers,<br><br>Cliff...<br></br></div></body></html>
> Go to www.debian-multimedia.org and follow the instructions there.
> It's dead simple.
> Hugo.
> --
> === Hugo Mills: hugo@... carfax.org.uk | darksatanic.net | lug.org.uk ===
> PGP key: 515C238D from wwwkeys.eu.pgp.net or <a target="_blank"
> href='http://www.carfax.org.uk'>http://www.carfax.org.uk</a>
> --- You can get more with a kind word and a 2"x4" than you can ---
> with just a kind word.
