Option b 
I also like the idea of text nudges

Keith

On Tue, 8 Sep 2020 at 09:15, Andy Smith <andy@bitfolk.com> wrote:
Hi Anahata,

Thanks for your feedback.

On Tue, Sep 08, 2020 at 07:22:33AM +0100, Anahata via users wrote:
> Keeping credit cards on file needs the vendor to jump through all the hoops required for PCI compliance.

I don't think it will be a problem with Stripe, our existing credit
card payment merchant. They can handle all of that headache. It's
just that I haven't made an integration for that yet. It's been a
long requested feature and I will get to it eventually.

> I'd have thought that, at the point where a customer expresses a
> wish to pay by DD, you should offer the choice of using the DD to
> clear outstanding debt.

Okay, that sounds like my suggestion (b), Thanks.

Cheers,
Andy

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